Consumer Loans

Whether you want to purchase a vehicle, save on home energy costs, or protect your account from overdrafts, we have the loan you need. We make our lending decisions locally, so you’ll get fast, friendly, personalized service.

Auto Loans

When you’re ready for a new vehicle, come and talk to us. We can help you finance the car of your dreams with low interest rates and a minimum $5,000 loan. Call us at 877-682-0334 or stop by a branch for more information or to apply.

Mass Save Zero Interest HEAT Loan Program

As a community bank, we offer these loans to help the environment, and help our customers save on energy:

  • 0% APR loan to assist with the installation of qualified energy efficient improvements
  • Loans are available up to $25,000.00 with terms up to 7 years.

Please have your Mass Save HEAT Loan Authorization in-hand before applying. The amount of the HEAT Loan Authorization, including any rebates, will determine your loan amount.  Contact us at 877-682-0334 with any questions. 

Savings Secured Loans

Savings secured loans are secured by funds held in a GCB statement savings deposit account. This product allows customers to borrow against their hard‐earned savings while establishing or rebuilding credit at the same time. The statement savings deposit account will continue to earn interest even as it is pledged as collateral for the loan. Call us at 877-682-0334 or stop by a branch for more information or to apply.

Overdraft Protection Line of Credit

This credit line is linked to your Greenfield Co-op checking or NOW account. It can help protect your credit rating by preventing overdrafts. Call us at 877-682-0334 or stop by a branch for more information.