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Mortgage and Construction Loans


We pride ourselves on earning the highest level of customer satisfaction by helping you make the right decision for your personal situation, giving fast approvals and superior service.

We have several products for purchasing, refinancing, construction, home improvement, and debt consolidation, all of which have competitive rates, and most are serviced locally, right here in our bank.

Adjustable Rate Mortgage (ARM)
An ARM usually features a lower rate than a fixed rate mortgage, but the rate is adjusted periodically so your payments may fluctuate. Is it the right loan for you? We can help you decide by calculating the maximum amount you'll have to pay.

Fixed Rate Mortgage
With a fixed rate mortgage, the rate and your monthly payment will stay the same for the life of the loan. The rate on a fixed rate mortgage is generally higher than an adjustable rate mortgage.

Please refer to or see one of our Mortgage Originators for details.

Construction Loans
Any adjustable rate mortgage is available and only one closing is required!

Investor Loans
Available on 1 to 4 unit properties.

When to refinance
Come talk with us. We'll be happy to review your existing mortgage, your financial situation and current interest rates, to help you decide if it's a good time for you to refinance.

Mortgage Prequalification
Shopping for a new home and wondering what you can qualify for? CLICK HERE to access our prequalification form. Please print the completed form and drop it off at any one of our branch locations.

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Learn More on Saving 19% on Auto and Home Owners Insurance

Apply online at our Mortgage Center or give us a call at 877 682-0334.